From July 1st! Do you know that Beijing provident fund has a new usage？
On June 30th, Beijing Housing Provident Fund Management Center released.Notice on Housing Provident Fund Personal Housing Loan Borrowers No longer bear the second-hand housing appraisal fee.、Notice on Opening the Extraction Business of Housing Provident Fund for Loan Repayment,Notice on Starting New Contract Documents and Further Streamlining Loan Handling MaterialsThree convenience policies. From the convenience policy, sinceJuly 1st.From now on, people can enjoy applying for provident fund loans to buy second-hand houses without having to pay assessment fees; The funds in the provident fund account can directly repay the mortgage; Apply for a loan without submitting a paper application form and other favorable measures.
Everything you want to know about Beijing Provident Fund is here ↓ ↓ ↓Q:
How to refund the assessment fee that has been paid before?
A:
existLast September 16th.When applying for a loan after the time point, the loan lending bank will take the initiative to get in touch with the loan applicant according to the contact information left by the loan applicant and register and verify it. At the same time, the loan applicant can also contact the loan lending bank for registration. For the convenience of the borrower, the appraisal fee for second-hand houses with non-portfolio loansReturn to provident fund loan repayment account, portfolio loan second-hand housing evaluation fee by eachThe lending bank and the borrower confirm the return method..
Q:
How to handle the loan repayment business?
A:
The borrower can apply for the loan repayment business at the same time when signing the loan contract, or at all business outlets in the city after the loan is issued.It is suggested that the borrower handle it when signing the loan contract., reduce the number of runs.
Q:
After the loan repayment business is opened, are the rental, other house purchase withdrawal matters and agreed withdrawal business still valid?
A:
Once the loan repayment business is opened, the borrower’s original other purchase and rental withdrawal matters and agreed withdrawal business will beAutomatic termination.
Q:
Can the balance of the provident fund account offset the repayment amount of commercial loans in the portfolio loan business?
A:
Loan repayment businessOnly the personal housing loan part of the housing provident fund is supported.Part of the repayment of commercial loans shall be implemented according to the regulations of commercial banks.
Q:
What should I do if the balance of the provident fund account is lower than the repayment amount?
A:
If the offset fails, according to the loan contract, from the borrowerReserved repayment accountDeduct the repayment amount of the current month in full.
From July 1st.
Beijing provident fund begins to implement new measures
A number of convenience policies took effect simultaneously.
Pay close attention to it
The second half of 2020
Solve fatigue for your life!
Producer: Lu Yi
Producer Zhang Qibin Fang Yiting
Planning Liu Junting
Editor Wang Yibing
Visual sense Li Xueying